StellerCore Technology provides comprehensive big data platform solutions for the banking industry, helping banks achieve digital transformation, enhance risk management capabilities and customer service levels. Build financial-grade big data platforms based on Apache Hadoop ecosystem, supporting massive data processing and real-time analysis.
Core Functions
Risk Control
- Real-time Risk Monitoring - 7×24 real-time transaction risk monitoring
- Credit Risk Assessment - Big data-based credit risk assessment models
- Anti-fraud Detection - Intelligent anti-fraud detection and warning system
- Compliance Regulatory Reporting - Automated regulatory report generation and submission
Customer Analysis
- Customer Profile Construction - 360-degree customer profiles and tagging system
- Precision Marketing Recommendations - Precision marketing based on customer behavior
- Customer Behavior Analysis - In-depth analysis of customer transaction and behavior patterns
- Customer Value Assessment - Customer lifetime value assessment
Operational Optimization
- Business Process Optimization - Data-driven business process improvement
- Cost-benefit Analysis - Comprehensive cost-benefit analysis
- Channel Efficiency Analysis - Channel efficiency comparison and optimization
- Product Profitability Analysis - Product profitability analysis
Technical Architecture
Data Collection Layer
- Core Banking Systems - Core banking system data collection
- External Credit Data - PBOC credit, third-party credit data
- Internet Behavior Data - Customer online behavior data
- Third-party Data Sources - Government data, industry data, etc.
Data Storage Layer
- HDFS Distributed Storage - Massive historical data storage
- HBase Real-time Database - Real-time transaction data storage
- Data Warehouse Construction - Enterprise-level data warehouse
- Data Lake Architecture - Multi-source heterogeneous data unified storage
Data Processing Layer
- Spark Batch Processing Engine - Large-scale batch data processing
- Flink Stream Processing Engine - Real-time data stream processing
- Hive Data Warehouse - SQL-based data analysis
- Machine Learning Platform - AI algorithm model training and application
Application Service Layer
- Risk Control Decision Engine - Real-time risk decisions
- Marketing Recommendation System - Intelligent marketing recommendations
- Report Analysis Platform - Multi-dimensional data analysis
- Regulatory Reporting System - Automated regulatory reports
Customer Cases
HSBC Bank
Project Background: Enhance risk identification capabilities, build real-time risk monitoring system
Solution:
- Real-time data collection and processing platform
- Machine learning risk identification models
- Real-time warning and decision support system
Project Results:
- Risk identification accuracy improved to 95%
- Real-time risk monitoring coverage 100%
- Risk losses reduced by 60%
- Customer experience significantly improved
Major State-owned Bank
Project Background: Build deposit insurance system data warehouse covering hundreds of millions of users
Solution:
- Deploy Redoop Enterprise big data platform
- Build Hadoop+Hive data warehouse architecture
- Achieve financial-grade security and high availability
Project Results:
- Support hundreds of millions of users data processing
- Data processing efficiency improved by 300%
- System availability reached 99.99%
- Meet regulatory compliance requirements
Solution Advantages
Financial-grade Security
- Data Encryption - End-to-end data encryption protection
- Access Control - Role-based fine-grained permission control
- Audit Trail - Complete operation audit logs
- Compliance Assurance - Meet CBIRC and other regulatory requirements
High Availability
- System Availability - 99.99% system availability guarantee
- Disaster Recovery - Multi-site disaster recovery mechanisms
- Fault Recovery - Second-level fault detection and recovery
- Load Balancing - Intelligent load balancing and scheduling
Elastic Scalability
- Horizontal Scaling - Support cluster horizontal expansion
- Storage Expansion - PB-level storage capacity expansion
- Compute Expansion - Elastic compute resource scaling
- Business Expansion - Support rapid business growth
Real-time Processing
- Millisecond Response - Millisecond-level real-time data processing
- Real-time Decisions - Real-time risk decision support
- Real-time Monitoring - Real-time business monitoring and alerting
- Real-time Analysis - Real-time data analysis and reporting
Product Versions
Community Edition
- Basic big data platform functions
- Open source component integration
- Community technical support
- Free to use
Enterprise Edition
- Enterprise-level feature enhancements
- Financial industry customization
- Professional technical support
- Commercial licensing
Financial Edition
- Financial-grade security enhancements
- Regulatory compliance support
- Dedicated service team
- Custom development
Implementation Services
Project Planning
- Requirement research and analysis
- Technical solution design
- Project plan development
- Risk assessment and management
Platform Construction
- Infrastructure deployment
- Platform software installation
- System integration configuration
- Data migration implementation
Application Development
- Business application development
- Data model design
- Algorithm model training
- Interface integration development
Operation Support
- System operation monitoring
- Performance tuning services
- Fault emergency response
- Technical training services
Service Guarantee
Technical Support
- 7×24 hours technical support hotline
- 4 hours response to major faults
- Expert team on-site technical support
- Remote diagnosis rapid problem location
Training Services
- System administrator training
- Business user training
- Developer training
- Certification exam services
Continuous Optimization
- System performance monitoring
- Business process optimization
- Technical architecture upgrades
- New feature development